Embracing the science of income analysis: Despite the…

Embracing the science of income analysis: Despite the ever-increasing pressures in this area, most #lenders still approach income by leaving it up to the underwriter to pull everything together. If technology can improve processes in so many areas of #mortgage banking, why can’t it add efficiency to one of the most traditional aspects of the loan process, income calculation? http://www.housingwire.com/articles/35706-embracing-the-science-of-income-analysis

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Economies of scale: Why consolidation may be just what SFR…

Economies of scale: Why consolidation may be just what SFR needs: On the multi-borrower side, the potential for volume is massively larger than on the single-family side, but the challenge until now has always been on how to scale this side of the business. http://www.housingwire.com/articles/35707-economies-of-scale-why-consolidation-may-be-just-what-sfr-needs

The next big thing in SFR: Lending to landlords: Tighter…

The next big thing in SFR: Lending to landlords: Tighter regulation and higher risk aversion — both to actual risk and to headline risk — in the world of mainstream lending mean that despite the opportunity available with SFR investors, traditional #lenders have by and large not jumped on this opportunity. That leaves these nontraditional national #lenders a bigger share of the pie in a market that in the past has been largely the domain of local and regional hard-money #lenders. http://www.housingwire.com/articles/35709-the-next-big-thing-in-sfr-lending-to-landlords

Trailblazers: Tavant Technologies: Tavant adds flexibility to…

Trailblazers: Tavant Technologies: Tavant adds flexibility to its clients’ business and technology initiatives by keeping their investments in large enterprise systems (such as an LOS) intact and providing a “surround and extend” strategy and infrastructure that allows them to provide unique business differentiators to their customer base. http://www.housingwire.com/articles/35724-trailblazers-tavant-technologies

5.8 million foreclosures, and counting: Over the past eight…

5.8 million foreclosures, and counting: Over the past eight years, housing counselors and the #mortgage servicing industry have learned a lot, and it’s our joint responsibility to avoid the mistakes of the past, to maintain momentum, and to create new pathways for homeowner-centric loss mitigation practices that have sustainable homeownership as the No. 1 objective. http://www.housingwire.com/articles/35704-article-headline

2015 HW Vanguard Award winners: All of the sectors of the…

2015 HW Vanguard Award winners: All of the sectors of the housing economy now — real estate, lending, servicing and investing — are navigating unchartered territory. The challenges are new and the processes scrutinized as never before. Against that backdrop, we at HousingWire thought it was appropriate to recognize the tremendous leadership within the #mortgage space with our first annual HW Vanguard Awards. Companies in our business couldn’t have survived the crisis, or formed in this brave new world, without serious leadership. http://www.housingwire.com/articles/35668-hw-vanguard-award-winners-Paul-Anastos

Hot Seat: Patrick Nackley of Superior Home Services: We don’t…

Hot Seat: Patrick Nackley of Superior Home Services: We don’t want servicers to get shorted on pricing, depreciation, being paid overhead and profit. If you are maximizing the value of each settlement and anticipating using that money to repair, you are reducing the incidents of corporate contribution. http://www.housingwire.com/articles/35701-article-headline