Ten-X Homes platform offers non-auction home sales online

Investors can choose to use an online auction process, or the new non-auction transaction process, depending on the property and the market conditions. Ten-X Homes is dedicated exclusively to the sale of move-in ready single-family homes, so investor properties will be marketed with other high-quality, non-distressed homes. http://www.housingwire.com/articles/36936-ten-x-homes-platform-offers-non-auction-home-sales-online ❤️ #share #mortgage

4 ways to overcome the bottom-line impact of regulation

Origination and servicing costs are on the rise to such an extent that #lenders are finding it increasingly difficult to continue on a profitable trajectory, thus leading to offloading non-profitable parts of the business. Mergers and acquisitions are on the rise. In such a difficult and dynamic time for a #lender, what can they do to keep production costs low? http://www.housingwire.com/articles/36920-ways-to-overcome-the-bottom-line-impact-of-regulation ❤️ #share #mortgage

A holistic approach to gauging housing market performance

Armed with an overall measure of housing market performance relative to long-term trend; an accompanying metric explaining whether that market is overheated or not; and importantly a way to attribute deviations in home prices precisely to selected market variables, market participants would be in a better position to take precautionary actions to limit their exposure in highly volatile markets. http://www.housingwire.com/articles/36926-a-holistic-approach-to-gauging-housing-market-performance ❤️ #share #mortgage

Digital disruption: How consumer demand is pushing #lenders to a new normal

Saddled with legacy systems and burdened with changing regulations, the #mortgage industry has been slow to adopt digitization compared to many other industries. Now, however, the industry must provide more transparency to regulators and satisfy consumers while managing tighter margins. In this perfect storm, there’s only one lifeboat — a digital process. http://www.housingwire.com/articles/36928-digital-disruption-how-consumer-demand-is-pushing-lenders-to-a-new-normal ❤️ #share #mortgage

National MI sets a leading pace for the industry

National MI has created a structure built on transparency, which assures #lenders that valid claims will be handled with forthrightness and respect, rather than the evasiveness sometimes seen during the financial crisis. National MI has helped reshape industry standards with its outstanding customer service and strategic pricing, benefiting a wide range of borrowers. http://www.housingwire.com/articles/36935-national-mi-sets-a-leading-pace-for-the-industry ❤️ #share #mortgage

Hot Seat: Angela Cheek of Ellie Mae

The Ellie Mae Compliance Management System leverages Mavent, an automated compliance system which performs more than 370 federal, state and local consumer protection compliance reviews during the loan lifecycle. It also references AllRegs Online to ensure users are up-to-date and in compliance with the latest regulatory changes. http://www.housingwire.com/articles/36927-hot-seat-angela-cheek-of-ellie-mae ❤️ #share #mortgage

Genworth helps manage #mortgage risk for customers

By raising the bar on technology and advancing in-house underwriting capabilities, the company has strengthened its underwriting service levels. Underwriting decisions are now faster and more accurate because they are based on validated data stemming from advancements in corresponding risk management technologies. http://www.housingwire.com/articles/36934-genworth-helps-manage-mortgage-risk-for-customers ❤️ #share #mortgage